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Aspects that make 360 Realtors India's leading Real Estate Advisory

Real Estate Consulting

Those days are now passé when purchasing a home used to be a very arduous task and buyers had to run from pillar to post to get everything in place. With our one-stop solutions for all your realty needs, we can assist you throughout the ownership cycle; from searching the property to identifying the best-fit deal and the final closure of the transaction.
Home Loan Consultation

Attractive home loans have made purchasing property very convenient as buyers do not have to pay everything upfront. Our expertise in impartial loan advisory services can enable buyers to source the best possible financing opportunity. Further, our dedicated CRM team can manage the entire process of documentation on behalf of the client and assist them with tax benefits and insurance policies pertaining to loan disbursement.
NRI Services

Investment inflows from the Indian diaspora have been rising at astounding rates. However, the ascent has slowed down as many NRIs are still dissuaded due to the lack of geographical proximity. In order to dot the steppe, 360 Realtors provides seamless investment advisory services, portfolio management solutions and end-to-end transactional support to the Indian homebuyers living abroad. Working as credible partners, we manage the entire show on behalf of our NRI clients making distance a thing of the past and fulfilling their dreams of owning a home in their homeland.

After sales assistance

Our services do not stop once the deal is closed. We are committed to assisting our customers in every possible way. We have been pushing the realms of client servicing in Indian realty through our dedicated CRM team that continues to help our clients with all their documentations needs during the post-transactional phases.
Vastu Consultation

Vaastu is a subtle way of bringing in harmony and channelizing energy in and around the home. We provide Vaastu consulting to make a home Vaastu -compliant
Legal Consultation

360 Realtors are not limited to supporting purchase/selling transactions in the real-estate domain. We walk with our clients all the way, assisting them with all the aspects that go on in any real-estate deal. We have experts onboard who provide support on legal matters pertaining to any property that the customer is keen to invest in.

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Frequently Asked Questions

Addressing all your queries and concerns on investing in India from abroad

Who is an NRI Buyer?

An NRI is an Indian national or Person of Indian Origin (PIO) staying outside of India for an indefinite period of time. The purpose of stay could be employment, vacation, or business.

PIO or Person of Indian Origin means an individual (excluding citizens of Pakistan, Bangladesh, Sri Lanka, China, Afghanistan, Iran, Nepal or Bhutan), who at any time held an Indian passport, or who himself/herself or either of his/her parents, or either or any of his/her grandparents were a citizen of India according to the Indian Constitution.

No, NRIs do not require any consent from any regulatory body to buy residential or commercial properties in India. However, NRIs cannot buy agricultural/ plantation land in India.

There is no limit to the number of properties that NRIs can purchase in India.

Yes, an NRI can buy a property in India in partnership with an Indian citizen/ NRI/ PIO. However, they cannot buy a property in partnership with any foreign citizen.

NRIs/ PIOs can purchase a property through funds remitted through normal banking channels or through his/ her NRE/ FCNR (B)/ NRO account.

According to the Income Tax Act, if any buyer (Indian resident or NRI) owns more than one property, then only one will be assumed as self-occupied. On other properties, income tax will be levied on the rental income (actual or deemed). Hence, if an NRI owns more than one global property, then income tax will belevied on the Indian property, on the rental income of the Indian property (irrespective of whether the property is rented out or not.)

An NRI has to pay capital gain tax on the profit made by selling a property. If a property is held for 3 years or less following the actual possession, then short-term capital gain tax is paid. The gain will be included in the total income & normal slab rates will be applied. However, if the property is held for more than 3 years, then long-term tax rates will be applicable. This will include 20% tax rates plus applicable cess.

According to RBI norms, if the property was acquired through remittance via normal banking channels/by debit to the NRE/FCNR (B) account, the amount that can be repatriated should not exceed the amount paid for the property. In case the property is being acquired through rupee sources, an NRI/PIO is permitted to remit an amount up to USD one million/ financial year out of the balances held in the NRO account.

Just like Indian residents, NRIs can avail home loans. The eligibility depends on similar parameters such as qualification, current job profile, chances of continuing abroad during the loan period, etc.

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